193 Phillips Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 193 Phillips Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,541 sqft · built 1958
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Feb 2021)
Tax Bill	$470 (2022)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0417901`

Property Details

APN / Parcel Number

Primary APN	`0417901`
Alternative APNs	`417901` `6199`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,541 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.619 acres)
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	384 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	6199
Old Parcel Number	0417901
Street Address	193 PHILLIPS DR
City	FOREST CITY
State	NC
Zip	28043-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTLEY-POWELL-PHILLIPS PL2-76
Legal Subdivision	C D PHILLIPS PROP/SANDY MUSH
Legal Block	1
Legal Lot Number	3
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	2
Census Block	2005
Census Tract	960900

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	193 PHILLIPS DR, FOREST CITY, NC 28043-5850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	0002043790
Deed Book / Page	2043 / 790
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	193 PHILLIPS DR, FOREST CITY, NC 28043-5850
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 PHILLIPS DR, FOREST CITY, NC 28043-5850

Mortgage

Document Number	0020703394
Date	Apr 5, 2023
Book Page	2070/3394

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 26, 2021
Property Address	193 PHILLIPS DR, FOREST CITY, NC 28043-5850
Document Number	0020430790
Book / Page	2043 / 790
Map Reference	MB 2 PG 76
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 J BELTON CT, SNEADS FERRY, NC 28460-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 PHILLIPS DR, FOREST CITY, NC 28043-5850

Mortgage

Document Number	0002043796
Date	Feb 26, 2021
Instrument	2043/796

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$177,600 Land $12,000 Building $165,600	$177,600 Land $12,000 Building $165,600
2022	$470.00
2021	$470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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