Madison County property record for 238 Mount Vernon Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,057 sqft · built 1969 |
| Lot Size | 4.66 acres (202,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000 (Jan 2023) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0002-0017 |
| Primary APN | B007-0002-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Basement Area | 1,085 sqft |
| Unfinished Basement | 1,085 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Lot Area | 202,990 sqft (4.66 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 69922 |
|---|---|
| Street Address | 238 MOUNT VERNON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 |
| Legal Subdivision | MINOR CONSOLIDATION |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11301 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Mar 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Mar 17, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Nov 7, 2023 | Warranty Deed, Transfer |
| Jan 19, 2023 | Intrafamily Transfer, Transfer |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 2023128805 |
| Deed Book / Page | 834 / 93 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 00D811/248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2113/500 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | M2113/500 |
| Instrument | 2014066069 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Number | 0M2138/442 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | M2138/442 |
| Instrument | 2014079660 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 18, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2365/323 |
|---|---|
| Date | Mar 17, 2025 |
| Book Page | M2365/323 |
| Instrument | 2014250667 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 7, 2023 |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Number | 00D845/562 |
| Book / Page | D845 / 562 |
| Map Reference | CAB 31 SL 110 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2014176255 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1123 MAYDE RD, BEREA, KY 40403-8676 |
| Name | Verified Name |
|---|---|
| Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 19, 2023 |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Number | 000D834/93 |
| Book / Page | D834 / 93 |
| Map Reference | MB 30 PG 322 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2014128805 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $1.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 HAITI RD, BEREA, KY 40403-1676 |
| Name | Verified Name |
|---|---|
| Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 13, 2021 |
| Property Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
| Document Number | 00D811/248 |
| Book / Page | D811 / 248 |
| Map Reference | MB 9 PG 68 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2014052725 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $171.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 235 E HAITI RD, BEREA, KY 40403-1647 |
| Name | Verified Name |
|---|---|
| Address | 238 MOUNT VERNON RD, BEREA, KY 40403-1640 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (+17.13%) | $206,000 (+20.47%) | $206,000 (+20.47%) |
| 2023 | $1,658.00 | $171,000 | $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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