Madison County property record for 207 Mount Vernon Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Nov 2024) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0007-0027 |
| Primary APN | B007-0007-0027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 4,356 sqft (0.1 acres) |
| Account Number | 70744 |
|---|---|
| Street Address | 207 MOUNT VERNON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1B |
| Legal Lot Number | 1B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11301 |
207 Mount Vernon Rd is owned and occupied by an individual who bought it in November 2024.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12186 VIA SERRANO, EL CAJON, CA 92019-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage COMMUNITY TRUST BANK INC |
| Mar 9, 2022 | Warranty Deed, Transfer |
| Sep 20, 2021 | Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on File |
| Deed Sale | Nov 13, 2024 · Amount on File |
| Prior Sale | Mar 9, 2022 · Amount on File |
| Deed Document Number | 2014231508 |
| Deed Book / Page | D859 / 742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 207 MOUNT VERNON RD, BEREA, KY 40403-1639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 140 HOLLY HILL DR, BEREA, KY 40403-1654 |
| Document Number | 0M2167/774 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | M2167/774 |
| Instrument | 2014096120 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | May 26, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 9, 2022 |
| Property Address | 207 MOUNT VERNON RD, BEREA, KY 40403-1639 |
| Document Number | 00D819/679 |
| Book / Page | D819 / 679 |
| Map Reference | MB 10 PG 20 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2014080663 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 735 COLLEGE HILL RD, WACO, KY 40385-9732 |
| Name | Verified Name |
|---|---|
| Address | 140 HOLLY HILL DR, BEREA, KY 40403-1654 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 20, 2021 |
| Property Address | 207 MOUNT VERNON RD, BEREA, KY 40403-1639 |
| Document Number | 00D811/573 |
| Book / Page | D811 / 573 |
| Map Reference | MB 10 PG 20 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2014053830 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6421 CAMPTON RD, STANTON, KY 40380-9305 |
| Name | Verified Name |
|---|---|
| Address | 735 COLLEGE HILL RD, WACO, KY 40385-9732 |
| Document Number | 2014053831 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2014053831 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 207 Mount Vernon Rd was $1,877 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 Additional exemption filed | $157,500 | $157,500 |
| 2023 | $1,962.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Mount Vernon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Mount Vernon Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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