234 Mill River Rd, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 234 Mill River Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,928 sqft · built 1926
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2015)
Tax Bill	$18,795 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553489 99.7-2-8`

Property Details

APN / Parcel Number

Primary APN	`553489 99.7-2-8`
Alternative APNs	`348909900700020080000000` `04987000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Basement
Porch	Slab
Porch Area	532 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	04987000
Street Address	234 MILL RIVER RD
City	CHAPPAQUA
State	NY
Zip	10514-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	5
Census Block	5000
Census Tract	11800

Owner

234 Mill River Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 MILL RIVER RD, CHAPPAQUA, NY 10514-3223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on File
Deed Sale	Dec 4, 2015 · Amount on File
Prior Sale	Feb 24, 2006 · Amount on File
Deed Document Number	2015553143383
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	234 MILL RIVER RD, CHAPPAQUA, NY 10514-3223
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 MILL RIVER RD, CHAPPAQUA, NY 10514-3223

Mortgage

Document Number	0620683613
Date	Mar 9, 2022
Instrument	620683613

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 234 Mill River Rd was $18,795.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,795.00
2025		$7,800 (-) Land $1,650 Building $6,150	$772,277 (+5.94%) Land $163,366 Building $608,911
2024		$7,800 (-) Land $1,650 Building $6,150	$728,972 (+5.61%) Land $154,206 Building $574,766
2023		$7,800 Land $1,650 Building $6,150	$690,266 Land $146,018 Building $544,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 234 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Mill River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20