216 Eagle Ridge Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 216 Eagle Ridge Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,660 sqft · built 2003
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Sep 2023)
Tax Bill	$2,017 (2023)
Deeds & Mortgages	Sep 2023 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7592-65-1191`

Property Details

APN / Parcel Number

Primary APN	`7592-65-1191`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,660 sqft Heated Area
1st Floor Area	1,425 sqft
Basement Area	1,235 sqft
Finished Basement	1,235 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Exterior Material	Concrete
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	46,174 sqft (1.05 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	295 sqft
Deck Area	84 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	216 EAGLE RIDGE RD
City	SAPPHIRE
State	NC
Zip	28774-0225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 UN 14 HOLLY FOREST
Legal Township	07
Legal Subdivision	HOLLY FOREST
Legal Lot Number	4
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1340 PELICAN WATCH VILLAS, NAKINA, NC 28455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer
Aug 23, 2022	Correction Deed · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	0002364678
Deed Book / Page	2364 / 678
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 29, 2023
Property Address	216 EAGLE RIDGE RD, SAPPHIRE, NC 28774-0225
Document Number	0023640678
Book / Page	2364 / 678
Map Reference	CAB 4 SL 714-720
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1340 PELICAN WATCH VILLAS, NAKINA, NC 28455

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 23, 2022
Property Address	216 EAGLE RIDGE RD, SAPPHIRE, NC 28774-0225
Document Number	0023411157
Book / Page	2341 / 1157
Map Reference	CAB 4 SL 714-720
Instrument Date	Mar 16, 2022
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023411162
Date	Aug 23, 2022
Book Page	2341/1162

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,017.00	$530,990 Land $125,000 Building $405,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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