Washington County property record for 238 Cumberland St, Clear Spring, MD 21722
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 1,508 sqft · built 1880 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,136 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-008553 |
| Primary APN | 04-008553 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,508 sqft Total Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Other |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 8,840 sqft (0.203 acres) |
| Lot Dimensions | 170 ft deep x 52 ft wide |
| Porch | Porch |
| Porch Area | 250 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 008553 |
|---|---|
| Street Address | 238 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | U |
| Legal Description | LOT 52X170 238 CUMBERLAND ST |
| Legal Subdivision | CLEAR SPRING |
| Legal Lot Number | 238 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 193, CLEAR SPRING, MD 21722-0193 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 1997 |
| Deed Sale | Sep 3, 1997 |
| Deed Document Number | 199730142 |
| Deed Book / Page | 1357 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 238 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059030080 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 5903/0080 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,136.00 (+8.6%) | $124,700 (+8.59%) Land $38,800 Building $85,900 | $124,700 (-) Land $38,800 Building $85,900 |
| 2025 | $1,046.00 (+20.23%) | $114,833 (+20.75%) | $124,700 (+31.13%) Land $38,800 Building $85,900 |
| 2023 | $870.00 | $95,100 Land $38,800 Building $56,300 | $95,100 Land $38,800 Building $56,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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