Washington County property record for 226 Cumberland St, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,292 sqft · built 1895 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,550 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004582 |
| Primary APN | 04-004582 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,292 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 198 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 1,190 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 004582 |
|---|---|
| Street Address | 226 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 0.225AC 49.5X198 226 CUMBERLAND ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10600 |
226 Cumberland St is owned by an individual who acquired it in November 2025.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 88, CLEAR SPRING, MD 21722-0088 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 24, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2025 |
| Transfer Doc | 0078090120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 226 CUMBERLAND ST, CLEAR SPRING, MD 21722-1974 |
| Document Number | 7990000130 |
| Book / Page | 7990 / 130 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 24, 2025 |
| Property Address | 226 CUMBERLAND ST, CLEAR SPRING, MD 21722-1974 |
| Document Number | 0078090120 |
| Book / Page | 7809 / 120 |
| Map Reference | LB 562 PG 620 |
| Instrument Date | Nov 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 88, CLEAR SPRING, MD 21722-0088 |
The 2026 property tax bill for 226 Cumberland St was $1,550, up 9.2% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,550.00 (+9.23%) | $170,100 (+9.18%) Land $42,300 Building $127,800 | $170,100 (-) Land $42,300 Building $127,800 |
| 2025 | $1,419.00 (+10.09%) | $155,800 | $170,100 Land $42,300 Building $127,800 |
| 2024 | $1,289.00 (+10.83%) | ||
| 2023 | $1,163.00 | $127,200 Land $42,300 Building $84,900 | $127,200 Land $42,300 Building $84,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Cumberland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Cumberland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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