238 Cedar St, Andover, IL 61233 Property Records

Henry County property record for 238 Cedar St, Andover, IL 61233

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,208 sqft · built 1900
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2020)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-08-402-001`

Property Details

APN / Parcel Number

Primary APN	`17-08-402-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,208 sqft Total Area
1st Floor Area	688 sqft
Basement Area	520 sqft
Unfinished Basement	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	238 CEDAR ST
City	ANDOVER
State	IL
Zip	61233-1253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 33, 34, 51 & 52 ORIGINAL TOWN OF ANDOVER
Legal Subdivision	ORIGINAL TOWN OF ANDOVER
Legal Block	402
Legal Lot Number	33,52
Jurisdiction	HENRY IL
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2017
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 CEDAR ST, ANDOVER, IL 61233-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit BANKORION
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	20202002852
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	238 CEDAR ST, ANDOVER, IL 61233-1253
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000910
Date	Feb 23, 2026
Instrument	20-2600910

Lender

Name	BANKORION
Type	Bank
Address	ORION, IL 61273

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 18, 2020
Property Address	238 CEDAR ST, ANDOVER, IL 61233-1253
Document Number	0000002852
Instrument Date	May 1, 2020
Instrument	2852
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 CEDAR DR ANDOVER IL 61233, ANDOVER, IL 61233

Mortgage

Document Number	2853
Date	May 18, 2020
Instrument	2853

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Andover Village
County	Henry County
County Subdivision	Andover Township
Unified School District	Orion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (+30.16%)	$33,579 (+22.77%) Land $5,995 Building $27,584	$100,737 (+22.77%) Land $17,985 Building $82,752
2022		$27,352 Land $4,859 Building $22,493	$82,056 Land $14,577 Building $67,479
2021	$1,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER serves 565 people · EPA ID IL0730100
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Diverse Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Cambridge Telcom Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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