404 Cedar St, Andover, IL 61233 Property Records

Henry County property record for 404 Cedar St, Andover, IL 61233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1967
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,500 (Aug 2021)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-08-452-007`

Property Details

APN / Parcel Number

Primary APN	`17-08-452-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	135 ft deep x 109 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 CEDAR ST
City	ANDOVER
State	IL
Zip	61233-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 OF SUB OF LT 89 ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Subdivision	ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Block	452
Legal Lot Number	1,89
Jurisdiction	HENRY IL
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2023
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 CEDAR ST, ANDOVER, IL 61233-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202120-2105228
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	0000004103
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	404 CEDAR ST, ANDOVER, IL 61233-1202
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CEDAR ST, ANDOVER, IL 61233-1202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003821
Date	Aug 25, 2023
Instrument	20-2303821

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 17, 2021
Property Address	404 CEDAR ST, ANDOVER, IL 61233-1202
Document Number	0000005228
Instrument Date	Aug 12, 2021
Instrument	20-2105228
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CEDAR ST, ANDOVER, IL 61233-1202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005229
Date	Aug 17, 2021
Instrument	20-2105229

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Andover Village
County	Henry County
County Subdivision	Andover Township
Unified School District	Orion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00 (+2.64%) Homeowner's exemption	$76,923 (+4.7%) Land $6,254 Building $70,669	$230,769 (+4.7%) Land $18,762 Building $212,007
2024	$4,997.00 (+22.03%)	$73,470 (+17.72%) Land $5,973 Building $67,497	$220,410 (+17.72%) Land $17,919 Building $202,491
2022		$62,410 Land $5,074 Building $57,336	$187,230 Land $15,222 Building $172,008
2021	$4,095.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER serves 565 people · EPA ID IL0730100
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Diverse Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services.

Cell Coverage

5G (outdoors only) and 4G LTE

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