Allegan County property record for 2377 103rd Ave, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,434 sqft · built 1999 |
| Lot Size | 4.97 acres (216,711 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-030-007-10 |
| Primary APN | 17-030-007-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| Basement Area | 1,787 sqft |
| Unfinished Basement | 1,787 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Lot Area | 216,711 sqft (4.97 acres) |
| Lot Dimensions | 524 ft deep x 413 ft wide |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2377 103RD AVE |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THE E 400' OF THE W 800' OF THE W 1/2 OF THE NW 1/4 OF SEC 30, T1N R12W, EX THE N 2140' THEREOF. (00) |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 03 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 31800 |
2377 103rd Ave is owned and occupied by two individuals.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2377 103RD AVE, OTSEGO, MI 49078-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 2377 103RD AVE, OTSEGO, MI 49078-9622 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4635/350 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4635/350 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 2377 103RD AVE, OTSEGO, MI 49078-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4210/516 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 4210/516 |
| Instrument | 4210-516 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2377 103rd Ave was $3,728 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,100 Land $21,300 Building $204,800 | $452,200 Land $42,600 Building $409,600 | |
| 2025 | $3,728.00 | ||
| 2023 | $167,700 Land $19,000 Building $148,700 | $335,400 Land $38,000 Building $297,400 | |
| 2022 | $3,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2377 103rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2377 103rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Mercury Fiber Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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