23745 Provincial Ct, Armada, MI 48005 Property Records

Macomb County property record for 23745 Provincial Ct, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,365 sqft · built 1990
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2020)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-331-021`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-331-021`
Alternative APN	`0224331021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	128 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23745 PROVINCIAL CT
City	ARMADA
State	MI
Zip	48005-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	02-24-331-021 VILLAGE OF ARMADA ARMADA MEADOWS SUB NO 2 LOT #57
Legal Subdivision	VILLAGE OF ARMADA ARMADA MEADOWS SUB
Legal Lot Number	57
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2021
Census Tract	212000

Owner

23745 Provincial Ct is owned and occupied by two individuals who bought it in October 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23745 PROVINCIAL CT, ARMADA, MI 48005-4629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 20, 2020	Warranty Deed, Transfer BELL TTL AGCY OF CLINTON TOW
May 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Aug 13, 1999 · Amount on File
Deed Document Number	20202126680
Deed Book / Page	27081 / 515
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0000048171
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23745 PROVINCIAL CT, ARMADA, MI 48005-4629
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 PROVINCIAL CT, ARMADA, MI 48005-4629

Mortgage

Document Number	2300094723
Date	Nov 9, 2023
Book Page	29371/420
Instrument	202300094723

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2020
Property Address	23745 PROVINCIAL CT, ARMADA, MI 48005-4629
Document Number	0000126680
Book / Page	27081 / 515
Map Reference	LB 78 PG 20&21
Instrument Date	Oct 9, 2020
Instrument	2126680
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	BELL TTL AGCY OF CLINTON TOW

Transaction

Amount	Amount on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23745 PROVINCIAL CT, 23745, ARMADA, MI 48005-4629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74240 SIMONS ST, ARMADA, MI 48005-4756

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 1, 2019
Property Address	23745 PROVINCIAL CT, ARMADA, MI 48005-4629
Document Number	0000048171
Book / Page	025933 / 000566
Instrument Date	Apr 10, 2019
Instrument	48171
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	23745 PROVINCIAL CT ARMADA MI 480054629, ARMADA, MI 48005-4629

Tax Assessment & Valuation

The 2025 property tax bill for 23745 Provincial Ct was $3,513 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,900 (+8.94%)	$255,800 (+8.94%)
2025	$3,513.00 Homeowner's exemption	$117,400	$234,800
2023		$99,500	$199,000
2022	$3,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23745 Provincial Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23745 Provincial Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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