Davis County property record for 2374 N 2125 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,627 sqft · built 1986 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Aug 1996) |
| Tax Bill | $3,108 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-149-0788 |
| Primary APN | 09-149-0788 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,386 sqft (0.468 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2374 N 2125 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 782, OAK FOREST SUB NO 15 PLAT D. CONT. 0.22 ACRES ALSO, A PART OF THE SW 1/4 OF SEC 11-T4N-R1W, SLM; BEG AT A PT WH IS N 89^49'30" E 1060.51 FT ALG THE SEC LINE & N 940.38 FT & ALG |
| Legal Subdivision | OAK FOREST SUBDIVISION NO 15 PLAT D |
| Legal Lot Number | 782 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 125804 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2374 N 2125 E, LAYTON, UT 84040-5719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 1996 · Amount on Record |
| Deed Sale | Aug 30, 1996 · Amount on Record |
| Deed Document Number | 19961271248 |
| Deed Book / Page | 2039 / 1568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2374 N 2125 E, LAYTON, UT 84040-5719 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 008344/863 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 8344/863 |
| Instrument | 3545149 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2374 N 2125 E, LAYTON, UT 84040-5719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIUM TITLE INS AG |
| Name | Verified Name |
|---|
| Document Number | 0003176255 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 7315/0869 |
| Instrument | 3176255 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2374 N 2125 E, LAYTON, UT 84040-5719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LINEAR TITLE AGENCY OF UTAH |
| Name | Verified Name |
|---|
| Document Number | 0003281310 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 7573/3186 |
| Instrument | 3281310 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2374 N 2125 E, LAYTON, UT 84040-5719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN VIEW TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0003328801 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 7661/1952 |
| Instrument | 3328801 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Address | TEXARKANA, TX 75503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,050 (+4.75%) Land $191,799 Building $111,251 | $551,000 (+4.75%) Land $348,726 Building $202,274 | |
| 2025 | $3,108.00 (+5.68%) | $289,300 (-40.23%) Land $187,133 Building $102,167 | $526,000 (+8.68%) Land $340,242 Building $185,758 |
| 2024 | $2,941.00 (+2.98%) | ||
| 2023 | $2,856.00 (-4.45%) | $484,000 Land $247,345 Building $236,655 | $484,000 Land $247,345 Building $236,655 |
| 2022 | $2,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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