1282 N 2125 E, Layton, UT 84040 Property Records

Davis County property record for 1282 N 2125 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,065 sqft · built 2014
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$552,500 (Apr 2021)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-402-0202`

Property Details

APN / Parcel Number

Primary APN	`09-402-0202`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,065 sqft Living Area
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1282 N 2125 E
City	LAYTON
State	UT
Zip	84040-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M1(PRUD)
Legal Description	ALL OF LOT 202, COTTAGES AT CHERRY LANE PHASE 2 PRUD. CONT. 0.06000 ACRES
Legal Subdivision	COTTAGES AT CHERRY LANE PHASE 2 PRUD
Legal Phase	2
Legal Lot Number	202
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3000
Census Tract	125908

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1282 N 2125 E, LAYTON, UT 84040-5743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan AMERICA FIRST FCU
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20213366574
Deed Book / Page	7729 / 2084
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1282 N 2125 E, LAYTON, UT 84040-5743
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 S 3200 W, LAYTON, UT 84041-8752

Mortgage

Document Number	008954/973
Date	Mar 17, 2026
Book Page	8954/973
Instrument	3659270

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	64 Months
Due	Jun 30, 2031

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 1, 2021
Property Address	1282 N 2125 E, LAYTON, UT 84040-5743
Document Number	07729/2084
Book / Page	7729 / 2084
Instrument Date	Mar 31, 2021
Instrument	3366574
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 N 2125 E, LAYTON, UT 84040-5743

Mortgage

Document Number	0003366575
Date	Apr 1, 2021
Instrument	3366575

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,450 (+2.92%) Land $63,800 Building $265,650	$599,000 (+2.92%) Land $116,000 Building $483,000
2025	$3,049.00 (+4.88%)	$320,100 (-44.81%) Land $86,350 Building $233,750	$582,000 (+0.34%) Land $157,000 Building $425,000
2024	$2,907.00 (-6.56%)
2023	$3,111.00 (-5.04%)	$580,000 Land $136,000 Building $444,000	$580,000 Land $136,000 Building $444,000
2022	$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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