23716 Talbot St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23716 Talbot St, Saint Clair Shores, MI 48082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1954
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Sep 2023)
Tax Bill	$5,883 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-02-232-001`

Property Details

APN / Parcel Number

Primary APN	`09-14-02-232-001`
Alternative APN	`1402232001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	163 ft deep x 76.8 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23716 TALBOT ST
City	SAINT CLAIR SHORES
State	MI
Zip	48082-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ST. CLAIR VIEW SUBDIVISION (L2, P228) LOT 108
Legal Subdivision	ST . CLAIR VIEW SUBDIVISION
Legal Lot Number	108
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2001
Census Tract	250000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23716 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202379772
Deed Book / Page	29302 / 671
Prior Transfer Date	Apr 14, 2014
Prior Transfer Doc	0000050579
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 19, 2023
Property Address	23716 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1159
Document Number	2300079772
Book / Page	29302 / 671
Map Reference	LB 2 PG 228
Instrument Date	Sep 15, 2023
Instrument	202300079772
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43163 LIRA DR, STERLING HEIGHTS, MI 48313-1879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23129 SOCIA ST, SAINT CLAIR SHORES, MI 48082-3031

Mortgage

Document Number	2300079014
Date	Sep 15, 2023
Book Page	29299/261
Instrument	202300079014

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 20, 2017
Property Address	23716 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1159
Document Number	0000136629
Book / Page	025066 / 000525
Instrument Date	Sep 22, 2017
Instrument	136629
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	GREATER MACOMB TITLE AGENCY, GREATER MACOMB TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14750 FALLEN OAK CT SHELBY TOWNSHIP MI 483154317, SHELBY TOWNSHIP, MI 48315-4317

Mortgage

Document Number	126005
Date	Nov 20, 2017
Book Page	025015/000001
Instrument	126005

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,100 (+3.68%)	$242,200 (+3.68%)
2025	$5,883.00 (+142.1%) Homeowner's exemption	$116,800 (+49.17%)	$233,600 (+49.17%)
2023		$78,300	$156,600
2022	$2,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Talbot St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures