2373 Cottage Dr, Stillwater, MN 55082 Property Records

Washington County property record for 2373 Cottage Dr, Stillwater, MN 55082

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,632 sqft · built 1991
Lot Size	2.19 acres (95,778 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2017)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Nov 2019 Sale Dec 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-24-0071`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-24-0071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,778 sqft (2.19 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2373 COTTAGE DR
City	STILLWATER
State	MN
Zip	55082-5981
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISIONNAME CONDO 65 ORLEANS TERRACE 4TH SUPP LOT 54 SUBDIVISIONCD 09384 UNIT 54
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	CONDO 65 ORLEANS TERRACE 4TH SUPP
Legal Lot Number	54
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1009
Census Tract	70603

Owner

2373 Cottage Dr, a condominium, is owned and occupied by an individual who acquired it in June 2025.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2373 COTTAGE DR, STILLWATER, MN 55082-5981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Warranty Deed, Transfer BURNET TITLE LLC
Dec 26, 2017	Trustee's Deed, Foreclosure · FHA Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Deed Document Number	20171251221
Last Transfer Date	Jun 6, 2025
Transfer Doc	0001295096
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Nov 7, 2019
Property Address	2373 COTTAGE DR, STILLWATER, MN 55082-5981
Document Number	0001262217
Instrument Date	Oct 31, 2019
Instrument	1262217
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$711.15
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2373 COTTAGE DR STILLWATER MN 550825981, STILLWATER, MN 55082-5981

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 26, 2017
Property Address	2373 COTTAGE DR, STILLWATER, MN 55082-5981
Document Number	0001251221
Map Reference	DOC1012700
Instrument Date	Oct 25, 2017
Instrument	1251221
Transaction Type	Foreclosure
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MN 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2373 COTTAGE DR, STILLWATER, MN 55082-5981

Mortgage

Document Number	0001251222
Date	Dec 26, 2017
Instrument	1251222

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2373 Cottage Dr was $3,064 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 Homeowner's exemption
2025		$271,000 (+4.63%) Land $90,000 Building $181,000	$271,000 (+4.63%) Land $90,000 Building $181,000
2024		$259,000 Land $78,000 Building $181,000	$259,000 Land $78,000 Building $181,000
2023	$2,372.00
2022		$229,300 Land $65,100 Building $164,200	$229,300 Land $65,100 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2373 Cottage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2373 Cottage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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