2353 Cottage Dr, Stillwater, MN 55082 Property Records

Washington County property record for 2353 Cottage Dr, Stillwater, MN 55082

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,526 sqft · built 1991
Lot Size	2.19 acres (95,778 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Oct 2007)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-24-0069`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-24-0069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,526 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,778 sqft (2.19 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2353 COTTAGE DR
City	STILLWATER
State	MN
Zip	55082-5981
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 52 SUBDIVISIONNAME CONDO 65 ORLEANS TERRACE 4TH SUPP LOT 52 SUBDIVISIONCD 09384
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	CONDO 65 ORLEANS TERRACE 4TH SUPP
Legal Lot Number	52
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1009
Census Tract	70603

Owner

2353 Cottage Dr, a condominium, is owned and occupied by two individuals who bought it in October 2007.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2353 COTTAGE DR, STILLWATER, MN 55082-5981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2007 · Amount on File
Deed Sale	Oct 17, 2007 · Amount on File
Prior Sale	Feb 15, 2006 · Amount on File
Deed Document Number	2007106901
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	2353 COTTAGE DR, STILLWATER, MN 55082-5981
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2353 COTTAGE DR, STILLWATER, MN 55082-5981

Mortgage

Document Number	0004386396
Date	Sep 21, 2022
Instrument	4386396

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	2353 COTTAGE DR, STILLWATER, MN 55082-5981
Document Number	0001269300
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2353 COTTAGE DR STILLWATER MN 550825981, STILLWATER, MN 55082-5981

Mortgage

Document Number	0001269300
Date	Oct 12, 2020
Instrument	1269300

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2353 Cottage Dr was $2,798 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 Homeowner's exemption
2025		$250,700 (+4.15%) Land $75,000 Building $175,700	$250,700 (+4.15%) Land $75,000 Building $175,700
2024		$240,700 Land $65,000 Building $175,700	$240,700 Land $65,000 Building $175,700
2023	$2,500.00
2022		$212,500 Land $54,200 Building $158,300	$212,500 Land $54,200 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2353 Cottage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2353 Cottage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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