2364 Chemin Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2364 Chemin Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,686 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$316,826 (Dec 2018)
Tax Bill$5,148 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNT170600128

Property Details

APN / Parcel Number

Primary APNT170600128
Alternative APN
  • 6-006A-C386-00-0149.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
Basement Area1,686 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170600128
Street Address2364 CHEMIN AVE
CitySAINT CHARLES
StateMO
Zip63301-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS OF PROVENCE #2 LOT 149
Legal Range05E
Legal Township47N
Legal SubdivisionVLGS OF PROVENCE #2
Legal Lot Number149
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310302

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2364 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS
Dec 27, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Deed Document Number0007019378
Deed Book / Page7019 / 378
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2364 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
Document Number0073271207
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2364 CHEMIN AVE ST CHARLES MO 633015021, ST CHARLES, MO 63301-5021

Mortgage

Document Number0073271207
DateJun 23, 2020
Book Page007327/001207
Instrument429510
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term300 Months
DueJun 22, 2045

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 27, 2018
Property Address2364 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
Document Number0070190378
Book / Page7019 / 0378
Map ReferenceMB 48 PG 397
Instrument DateDec 21, 2018
Instrument20181227000718370
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyARCH CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16141 SWINGLEY RIDGE RD # RD109, 16141, CHESTERFIELD, MO 63017-1774

Transferred To (Grantee/Buyer)

NameVerified Name
Address2364 CHEMIN AVE, SAINT CHARLES, MO 63301-5021

Mortgage

Document Number20181227000718380
DateDec 27, 2018
Instrument20181227000718380
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,148.00$82,417 (+8.3%)$433,775 (+8.3%) Land $90,000 Building $343,775
2023$76,099
2022$400,521 Land $65,000 Building $335,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2002–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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