2372 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2372 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,744 sqft · built 2013
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$25,500 (May 2019)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	May 2019 Foreclosure Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0059-0001-0880`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0059-0001-0880`
Alternative APNs	`263027005900010880` `139492`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,744 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	784 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2372 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 S 15.2 OF LOT 88 AND N 8.8 FT OF 89 AKA UNIT 2
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	880
Legal Lot Number	88
Legal Unit	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2372 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Mar 13, 2018	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Document Number	201969101
Deed Book / Page	5531 / 2307
Record Updated	Oct 29, 2026

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2019
Property Address	2372 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823
Document Number	0055312307
Book / Page	005531 / 002307
Instrument Date	May 16, 2019
Instrument	69101
Transaction Type	Foreclosure
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$178.50
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S CLYDE AVE KISSIMMEE FL 347415615, KISSIMMEE, FL 34741-5615

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2372 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823
Document Number	0053250556
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2372 SEVEN OAKS DR ST CLOUD FL 347727823, ST CLOUD, FL 34772-7823

Mortgage

Document Number	0053250556
Date	Apr 30, 2018
Book Page	005325/000556
Instrument	68371

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00 (+4.58%)	$264,900 (-9.4%) Land $40,000 Building $224,900	$264,900 (-9.4%) Land $40,000 Building $224,900
2023	$4,537.00 (+17.33%)	$292,400 (+33.82%) Land $14,900 Building $277,500	$292,400 (+33.82%) Land $14,900 Building $277,500
2022	$3,867.00	$218,500 Land $14,900 Building $203,600	$218,500 Land $14,900 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Seven Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures