2368 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2368 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,615 sqft · built 2014
Lot Size	0.089 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$332,000 (Oct 2022)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	Oct 2022 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139490`

Property Details

APN / Parcel Number

Primary APN	`139490`
Alternative APN	`272630005900010860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,615 sqft Heated Area
Gross Area	2,131 sqft
1st Floor Area	845 sqft
Upper Floors Area	770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Finished
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	139490
Street Address	2368 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7823
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 85 & 86 DESCRIBED AS FOLLOWS: SLY 9.85 FT OF LOT 85 AND ALL OF LOT 86 AKA UNIT
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1
Legal Lot Number	85-86
Legal Unit	49
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12701 S JOHN YOUNG PKWY STE 216, 216, ORLANDO, FL 32837-3423
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer CORE TITLE SERVICES LLC
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	2022147482
Deed Book / Page	6294 / 1348
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2022
Property Address	2368 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823
Document Number	0062941348
Book / Page	6294 / 1348
Map Reference	MB 18 PG 127
Instrument Date	Sep 30, 2022
Instrument	2022147482
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3213 RANDOLPH PL, BRONX, NY 10465-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12701 S JOHN YOUNG PKWY STE 216, 216, ORLANDO, FL 32837-3423

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2021
Property Address	2368 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823
Document Number	0059350283
Book / Page	5935 / 283
Map Reference	MB 18 PG 127
Instrument Date	Apr 5, 2021
Instrument	2021056135
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10479 HENBURY ST, ORLANDO, FL 32832-6957

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2368 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7823

Mortgage

Document Number	0005935285
Date	Apr 14, 2021
Instrument	5935/285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,723.00 (-9.88%)	$263,700 (-9.32%) Land $40,000 Building $223,700	$263,700 (-9.32%) Land $40,000 Building $223,700
2023	$5,241.00 (+33.7%)	$290,800 (+33.82%) Land $14,900 Building $275,900	$290,800 (+33.82%) Land $14,900 Building $275,900
2022	$3,920.00	$217,300 Land $14,900 Building $202,400	$217,300 Land $14,900 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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