23717 Milford Dr, Eustis, FL 32736 Property Records

Lake County property record for 23717 Milford Dr, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,029 sqft · built 2006
Lot Size	1.04 acres (45,318 sqft)
Owner	Trust Name on File
Last Sale	$475,000 (Oct 2025)
Tax Bill	$4,223 (2024)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`30-18-28-0500-000-08700`

Property Details

APN / Parcel Number

Primary APN	`30-18-28-0500-000-08700`
Alternative APN	`3797928`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,029 sqft Living Area
1st Floor Area	3,029 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	45,318 sqft (1.04 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	815 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3797928
Street Address	23717 MILFORD DR
City	EUSTIS
State	FL
Zip	32736-7973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT BLACK BEAR RESERVE SUB LOT 87 PB 43 PGS 80-84 ORB 4203 PG 523
Legal Range	28E
Legal Township	18S
Legal Section	30
Legal Subdivision	ESTATES AT BLACK BEAR RESERVE
Legal Tract	500
Legal Lot Number	87
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2004
Census Tract	30108

Owner

23717 Milford Dr is owner-occupied and held in a trust since October 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	4040 CASTERLY ROCK CT, EUSTIS, FL 32736-0006
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Feb 23, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 31, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Aug 21, 2012 · Amount on File
Deed Document Number	2025132691
Deed Book / Page	6621 / 1693
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	23717 MILFORD DR, EUSTIS, FL 32736-7973
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23717 MILFORD DR, EUSTIS, FL 32736-7973

Mortgage

Document Number	0057061306
Date	May 11, 2021
Book Page	5706/1306
Instrument	2021064846

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2025
Property Address	23717 MILFORD DR, EUSTIS, FL 32736-7973
Document Number	0066211693
Book / Page	6621 / 1693
Map Reference	MB 43 PG 80-84
Instrument Date	Oct 16, 2025
Instrument	2025132691
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PERFECT TITLE AND ESCROW INC, PERFECT TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23717 MILFORD DR, EUSTIS, FL 32736-7973

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4040 CASTERLY ROCK CT, EUSTIS, FL 32736-0006

Mortgage

Document Number	0066211694
Date	Oct 28, 2025
Instrument	6621/1694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	23717 MILFORD DR, EUSTIS, FL 32736-7973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054271514
Date	Feb 25, 2020
Book Page	5427/1514
Instrument	2020023581

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	23717 MILFORD DR, EUSTIS, FL 32736-7973
Document Number	0050761389
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23717 MILFORD DR EUSTIS FL 327367973, EUSTIS, FL 32736-7973

Mortgage

Document Number	0050761389
Date	Mar 7, 2018
Book Page	005076/001389
Instrument	26374

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	23717 MILFORD DR, EUSTIS, FL 32736-7973
Document Number	0049260291
Book / Page	004926 / 000291
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23717 MILFORD DR EUSTIS FL 327367973, EUSTIS, FL 32736-7973

Mortgage

Document Number	0049260291
Date	Apr 6, 2017
Book Page	004926/000291
Instrument	37426

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,820 (+2.9%) Land $168,000 Building $126,820	$513,375 (+0.36%) Land $168,000 Building $345,375
2024	$4,223.00 (+8.59%) Homeowner's exemption	$286,520 (+3%) Land $168,000 Building $118,520	$511,551 (+35.93%) Land $168,000 Building $343,551
2023	$3,889.00 (+6.43%) Homeowner's exemption	$278,180 (+3%)	$376,346 (-) Land $64,000 Building $312,346
2022	$3,654.00 Homeowner's exemption	$270,080	$376,346 Land $64,000 Building $312,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23717 Milford Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23717 Milford Dr is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK BEAR RESERVE private · serves 625 people · EPA ID FL3354938
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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