23650 Milford Dr, Eustis, FL 32736 Property Records

Lake County property record for 23650 Milford Dr, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,242 sqft · built 2006
Lot Size	0.966 acres (42,097 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2017)
Tax Bill	$5,161 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`30-18-28-0500-000-12100`

Property Details

APN / Parcel Number

Primary APN	`30-18-28-0500-000-12100`
Alternative APN	`3797962`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,242 sqft Living Area
1st Floor Area	2,424 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	42,097 sqft (0.966 acres)
Garage Type	Finished
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	480 sqft
Porch	Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3797962
Street Address	23650 MILFORD DR
City	EUSTIS
State	FL
Zip	32736-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT BLACK BEAR RESERVE SUB LOT 121 PB 43 PGS 80-84 ORB 4939 PG 1100
Legal Range	28E
Legal Township	18S
Legal Section	30
Legal Subdivision	ESTATES AT BLACK BEAR RESERVE
Legal Tract	500
Legal Lot Number	121
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2002
Census Tract	30108

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23650 MILFORD DR, EUSTIS, FL 32736-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit MICHAEL & NICHOLE LUCAS
May 3, 2017	Special Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Aug 31, 2016
Deed Document Number	2017048355
Deed Book / Page	4939 / 1100
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	23650 MILFORD DR, EUSTIS, FL 32736-7962
Document Number	0051610368
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23650 MILFORD DR EUSTIS FL 327367962, EUSTIS, FL 32736-7962

Mortgage

Document Number	0051610368
Date	Aug 28, 2018
Book Page	005161/000368
Instrument	100746

Lender

Name	MICHAEL & NICHOLE LUCAS
Address	23650 MILFORD DR, EUSTIS, FL 32736-7962

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2033

Interest

Rate Type	Adjustable Rate

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 3, 2017
Property Address	23650 MILFORD DR, EUSTIS, FL 32736-7962
Document Number	0049391100
Book / Page	4939 / 1100
Map Reference	MB 43 PG 80-84
Instrument Date	Apr 21, 2017
Instrument	2017048355
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23650 MILFORD DR, EUSTIS, FL 32736-7962
Investor	Possibly a Property Investor

Mortgage

Document Number	2017048356
Date	May 3, 2017
Instrument	2017048356

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,000 (+5.99%) Land $108,000 Building $258,000	$582,440 (+35.24%) Land $108,000 Building $474,440
2024	$5,161.00 (+7.72%)
2023	$4,791.00 (+5.13%) Homeowner's exemption	$345,330 (+3%)	$430,670 (+0.05%) Land $48,000 Building $382,670
2022	$4,557.00 Homeowner's exemption	$335,280	$430,440 Land $48,000 Building $382,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK BEAR RESERVE private · serves 625 people · EPA ID FL3354938
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Milford Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures