23707 1/2 Cedar Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 23707 1/2 Cedar Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2021
Lot Size	0.183 acres (8,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,500 (Feb 2022)
Tax Bill	$3,637 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R1231320754`

Property Details

APN / Parcel Number

Primary APN	`R1231320754`
Alternative APNs	`3132 0754 12` `1231320754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,009 sqft (0.183 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R1231320754
Street Address	23707 1/2 CEDAR DR
City	WATERLOO
State	NE
Zip	68069-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALLS ADDITION LOT 3 BLOCK 0 LOT 3 8009 SQFT
Legal Subdivision	HALLS ADDITION
Legal Lot Number	3
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2084
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23707 1/2 CEDAR DR, WATERLOO, NE 68069-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jul 16, 2021	Deed of Trust, Mortgage · Construction Mortgage UNION BANK & TRUST CO
Jun 18, 2021	Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	0202214383
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	2021080004
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23707 1/2 CEDAR DR, WATERLOO, NE 68069-9534
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027177
Date	Mar 16, 2022
Instrument	2022027177

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23707 1/2 CEDAR DR, WATERLOO, NE 68069-9534
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000093906
Date	Jul 16, 2021
Instrument	2021093906

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 18, 2021
Property Address	23707 1/2 CEDAR DR, WATERLOO, NE 68069-9534
Document Number	0000080004
Instrument Date	Jun 18, 2021
Instrument	2021080004
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	CLEAR TITLE AND ABSTRACT LLC, CLEAR TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080005
Date	Jun 18, 2021
Instrument	2021080005

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,200 (+20.99%) Land $21,100 Building $286,100	$307,200 (+20.99%) Land $21,100 Building $286,100
2024	$3,637.00 (-12.7%)
2023	$4,166.00 (-13.28%)	$253,900 Land $20,000 Building $233,900	$253,900 Land $20,000 Building $233,900
2022	$4,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures