23703 Cedar Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 23703 Cedar Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1975
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Jan 2021)
Tax Bill	$3,211 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R0761010000`

Property Details

APN / Parcel Number

Primary APN	`R0761010000`
Alternative APNs	`6101 0000 07` `0761010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,584 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Type	Basement
Garage Area	312 sqft
Porch	Open Porch
Porch Area	430 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0761010000
Street Address	23703 CEDAR DR
City	WATERLOO
State	NE
Zip	68069-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HOLLOW LOT 63 BLOCK 0 IRREG
Legal Subdivision	CEDAR HOLLOW
Legal Lot Number	63
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2084
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23703 CEDAR DR, WATERLOO, NE 68069-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OMAHA POLICE FCU
Jan 15, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	0020217022
Deed Book / Page	2021 / 7022
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23703 CEDAR DR, WATERLOO, NE 68069-9504
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103740
Date	Dec 18, 2025
Instrument	2025103740

Lender

Name	OMAHA POLICE FCU
Type	Credit Union
Address	OMAHA, NE 68124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 15, 2021
Property Address	23703 CEDAR DR, WATERLOO, NE 68069-9504
Document Number	2021007022
Instrument Date	Dec 25, 2020
Instrument	2021007022
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 W CENTER RD STE 501, 501, OMAHA, NE 68144-3960
Mail Care Of	OMAHO NATIONAL TITLE

Mortgage

Document Number	2021007023
Date	Jan 15, 2021
Instrument	2021007023

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,100 (+25.11%) Land $20,000 Building $226,100	$246,100 (+25.11%) Land $20,000 Building $226,100
2024	$3,211.00 (-0.53%)
2023	$3,228.00 (-8.63%)	$196,700 Land $20,000 Building $176,700	$196,700 Land $20,000 Building $176,700
2022	$3,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures