237 S 1st Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 237 S 1st Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,218 sqft · built 1976
Lot Size	0.689 acres (30,039 sqft)
Owner	Individual Name on Record
Tax Bill	$4,796 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`185-0090-00290`

Property Details

APN / Parcel Number

Primary APN	`185-0090-00290`
Alternative APN	`33435`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,218 sqft Gross Area
1st Floor Area	1,218 sqft
Basement Area	1,158 sqft
Finished Basement	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	30,039 sqft (0.689 acres)
Garage Area	1,564 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft
Storage Building	117 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	33435
Street Address	237 S 1ST AVE
City	DULUTH
State	MN
Zip	55810-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0029 SERIAL #
Legal Subdivision	HILLSIDE GARDEN TRACTS TO PROC
Legal Lot Number	29
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3029
Census Tract	10100

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 S 1ST AVE, DULUTH, MN 55810-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	237 S 1ST AVE, DULUTH, MN 55810-2324
Document Number	00T1021815
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	237 S 1ST AVE PROCTOR MN 558102324, PROCTOR, MN 55810-2324

Mortgage

Document Number	00T1021815
Date	Mar 26, 2020
Instrument	T1021815

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,796.00 (+3.76%) Homeowner's exemption
2025	$4,622.00 (+9.11%) Homeowner's exemption	$348,500 (+1.6%) Land $44,000 Building $304,500	$348,500 (+1.6%) Land $44,000 Building $304,500
2024	$4,236.00	$343,000 (+30.32%) Land $28,500 Building $314,500	$343,000 (+30.32%) Land $28,500 Building $314,500
2022		$263,200 Land $21,500 Building $241,700	$263,200 Land $21,500 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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