146 S 1st Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 146 S 1st Ave, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.25 ba · 960 sqft · built 1963
Lot Size0.325 acres (14,189 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Dec 2021)
Tax Bill$2,446 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0085-00210

Property Details

APN / Parcel Number

Primary APN185-0085-00210
Alternative APN
  • 1122565

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area14,189 sqft (0.325 acres)
Garage Area596 sqft
Deck Area20 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1122565
Street Address146 S 1ST AVE
CityDULUTH
StateMN
Zip55810-2351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 1 AND VAC ANCHOR ST ADJ BEG47 FT N OF SW CORNER OF LOT 1 THENCE S90 FT THENCE E 100 FT THENCE N 10 FTTHENCE ELY
Legal SubdivisionHAGENS ADDITION TO PROCTOR
Legal Block2
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3030
Census Tract10100

Owner

146 S 1st Ave is owned and occupied by an individual who bought it in December 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address146 S 1ST AVE, DULUTH, MN 55810-2351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2021 · Amount on File
Deed SaleDec 10, 2021 · Amount on File
Prior SaleNov 12, 2010 · Amount on File
Deed Document Number20211050678
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address146 S 1ST AVE, DULUTH, MN 55810-2351
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001051210
DateDec 21, 2021
Instrument1051210
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
AddressSAINT PAUL, MN 55126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 146 S 1st Ave was $2,446 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,446.00 (+2.77%) Homeowner's exemption
2025$2,380.00 (+8.08%) Homeowner's exemption$196,300 (+0.67%) Land $26,600 Building $169,700$196,300 (+0.67%) Land $26,600 Building $169,700
2024$2,202.00$195,000 Land $15,100 Building $179,900$195,000 Land $15,100 Building $179,900
2022$149,500 Land $11,400 Building $138,100$149,500 Land $11,400 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 S 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 S 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, T-Mobile.

Nearby Properties on S 1st Ave

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