237 Reader Ln, Herndon, PA 17830 Property Records

Northumberland County property record for 237 Reader Ln, Herndon, PA 17830

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Aug 2017)
Tax Bill	$6,887 (2026)
Deeds & Mortgages	Apr 2023 Construction Loan Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-00-088-032-D-001`

Property Details

APN / Parcel Number

Primary APN	`024-00-088-032-D-001`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	237 READER LN
City	HERNDON
State	PA
Zip	17830-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC
Legal Subdivision	JUANITA L TALLEY
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2013
Census Tract	82300

Owner

237 Reader Ln is owned and occupied by an individual who acquired it in April 2021.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	237 READER LN, HERNDON, PA 17830-7260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Construction Mortgage MIFFLINBURG BANK & TRUST COMPANY
Apr 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE GRATZ BANK
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit THE GRATZ BANK
Aug 29, 2017	Deed, Transfer · Closed-End Mortgage THE GRATZ BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Deed Document Number	201713411
Deed Book / Page	2796 / 244
Last Transfer Date	Apr 14, 2021
Transfer Doc	003080/850
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	237 READER LN, HERNDON, PA 17830-7260
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 READER LN, HERNDON, PA 17830-7260

Mortgage

Document Number	003249/336
Date	Apr 10, 2023
Book Page	3249/336
Instrument	202304836

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	306 Months
Due	Oct 6, 2048

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Apr 19, 2021
Property Address	237 READER LN, HERNDON, PA 17830-7260
Document Number	003080/850
Book / Page	3080 / 850
Instrument Date	Apr 14, 2021
Instrument	202106271
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BANKERS SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 READER LN, HERNDON, PA 17830-7260

Mortgage

Document Number	0202106272
Date	Apr 19, 2021
Instrument	202106272

Lender

Name	THE GRATZ BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	237 READER LN, HERNDON, PA 17830-7260
Transaction Type	Mortgage
Record Updated	Oct 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2951/553
Date	Sep 23, 2019
Book Page	2951/553
Instrument	201915005

Lender

Name	THE GRATZ BANK
Type	Bank
Address	HERNDON, PA 17830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Aug 29, 2017
Property Address	237 READER LN, HERNDON, PA 17830-7260
Document Number	002796/244
Book / Page	2796 / 244
Instrument Date	Aug 25, 2017
Instrument	201713411
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 READER LN, 324, HERNDON, PA 17830-7256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 READER LN, HERNDON, PA 17830-7260

Mortgage

Document Number	0201713412
Date	Aug 29, 2017
Instrument	201713412

Lender

Name	THE GRATZ BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 237 Reader Ln was $6,887.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Jackson Township
Unified School District	Line Mountain School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,887.00	$57,780 Land $3,300 Building $54,480
2024	$3,904.00	$34,190 (-) Land $3,300 Building $30,890
2023	$3,904.00	$34,190 Land $3,300 Building $30,890
1972			$57,780 Land $3,300 Building $54,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 237 Reader Ln in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1981–2018)
Claims Outside the SFHA	10 of 43
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 18 claims Tropical Depression Ivan, Sep 2004 · 10 claims Severe Storms And Flooding, Jan 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Reader Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	25 / 3

May also be available: TDS Telecom, Verizon.

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