192 Reader Ln, Herndon, PA 17830 Property Records

Northumberland County property record for 192 Reader Ln, Herndon, PA 17830

Property Summary

Property Type	General Agricultural/Rural
Lot Size	128 acres (5,618,804 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Sep 2023)
Tax Bill	$13,237 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-00-088-032`

Property Details

APN / Parcel Number

Primary APN	`024-00-088-032`

Exterior

Lot Area	5,618,804 sqft (128 acres)

Location & Zoning

Street Address	192 READER LN
City	HERNDON
State	PA
Zip	17830-7279
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	128.992 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2013
Census Tract	82300

Owner

192 Reader Ln, an agricultural property, is owned by an individual who bought it in September 2023.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	192 READER LN, HERNDON, PA 17830-7279
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage HORIZON FARM CREDIT ACA
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Sep 25, 2023	Deed, Transfer · Line of Credit HORIZON FARM CREDIT ACA
Sep 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Document Number	202313916
Deed Book / Page	3286 / 465
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	003285/442
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	192 READER LN, HERNDON, PA 17830-7279
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 READER LN, HERNDON, PA 17830-7279

Mortgage

Document Number	003435/498
Date	Oct 17, 2025
Book Page	3435/498
Instrument	202514000

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	192 READER LN, HERNDON, PA 17830-7279
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	OLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002892/834
Date	Nov 29, 2018
Book Page	2892/834
Instrument	201818449

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 25, 2023
Property Address	192 READER LN, HERNDON, PA 17830-7279
Document Number	003286/465
Book / Page	3286 / 465
Instrument Date	Sep 14, 2023
Instrument	202313916
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 TULPEHOCKEN PATH RD, HERNDON, PA 17830-7429

Mortgage

Document Number	0202313918
Date	Sep 25, 2023
Instrument	202313918

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 20, 2023
Property Address	192 READER LN, HERNDON, PA 17830-7279
Document Number	003285/442
Book / Page	3285 / 442
Map Reference	MB 84 PG 74
Instrument Date	Sep 14, 2023
Instrument	202313668
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 READER LN, HERNDON, PA 17830-7279

Tax Assessment & Valuation

The 2026 property tax bill for 192 Reader Ln was $13,237.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Jackson Township
Unified School District	Line Mountain School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,237.00	$111,060 Land $16,290 Building $94,770
2024	$12,682.00 (-0.2%)	$111,060 (-0.2%) Land $16,290 Building $94,770
2023	$12,707.00	$111,280 Land $16,510 Building $94,770
1972			$111,060 Land $16,290 Building $94,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 192 Reader Ln in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1981–2018)
Claims Outside the SFHA	10 of 43
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 18 claims Tropical Depression Ivan, Sep 2004 · 10 claims Severe Storms And Flooding, Jan 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Reader Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
PA.net Fixed Wireless · not low latency	200 / 50
TDS Telecom DSL	25 / 5

May also be available: AT&T, Service Electric Cable TV, SkyPacket, T-Mobile.

Nearby Properties on Reader Ln

Nearby Streets

All Herndon, PA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures