Polk County property record for 237 N Mountain Ln, Mill Spring, NC 28756 · Last verified May 2026
| Property Type | Other > Other Improved |
|---|---|
| Lot Size | 67,518 sqft (1.55 acres) |
| Last Sale | $945,000 (2026) |
| Tax Bill | $4,011.00 (2025) |
| Primary APN | P54-40 |
|---|---|
| Alternative APN |
|
| Lot Area | 67,518 sqft (1.55 acres) |
|---|
| Account Number | 55165 |
|---|---|
| Street Address | 237 N MOUNTAIN LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0612 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | LOT #22 SECT G, LAKE ADGER, 0N02 NORTH PARK 09 |
| Legal Subdivision | NORTH PARK |
| Legal Lot Number | 22 |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 920201 |
Source: Polk County records · APN P54-40
Assessment roll updated September 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 MARLBOROUGH RD, ASHEVILLE, NC 28804-1426 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 10, 2017 | Warranty Deed, Transfer WELCOME CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2017 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 499 / 537 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 237 N MOUNTAIN LN, MILL SPRING, NC 28756-0612 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00476/1809 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 476/1809 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 237 N MOUNTAIN LN, MILL SPRING, NC 28756-0612 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 000469/543 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 469/543 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 237 N MOUNTAIN LN, MILL SPRING, NC 28756-0612 |
| Document Number | 0499000537 |
| Book / Page | 499 / 537 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 MARLBOROUGH RD, ASHEVILLE, NC 28804-1426 |
| Document Number | 0499000541, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 499/541 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 10, 2017 |
| Property Address | 237 N MOUNTAIN LN, MILL SPRING, NC 28756-0612 |
| Document Number | 00427/1432 |
| Book / Page | 427 / 1432 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2931 S LAKESHORE DR, 2931, LAKE JUNALUSKA, NC 28745-8711 |
| Name | Verified Name |
|---|---|
| Address | MOUNTAIN LN, MILL SPRING, NC 28756 |
| Document Number | 00427/1436 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 427/1436 |
| Instrument | 004653110007 |
| Name | WELCOME CU |
|---|---|
| Type | Credit Union |
| Address | MORRISVILLE, NC 27560 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 31, 2032 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,011.00 (+58.29%) | $798,455 (+102.51%) Land $175,000 Building $623,455 | $798,455 (+102.51%) Land $175,000 Building $623,455 |
| 2023 | $2,534.00 | $394,272 Land $100,000 Building $294,272 | |
| 2021 | $394,272 Land $100,000 Building $294,272 |
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