179 N Mountain Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 179 N Mountain Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,180 sqft · built 2003
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Apr 2022)
Tax Bill	$3,513 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`P54-43`

Property Details

APN / Parcel Number

Primary APN	`P54-43`
Alternative APN	`56220`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,180 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	93,218 sqft (2.14 acres)
Porch	Porch
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56220
Street Address	179 N MOUNTAIN LN
City	MILL SPRING
State	NC
Zip	28756-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #25 2.14 ACRES, LAKE ADGER, 0N02 NORTH PARK 09
Legal Subdivision	NORTH PARK
Legal Lot Number	25
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3037
Census Tract	920201

Owner

179 N Mountain Ln is owned by two individuals who bought it in April 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 OAK POINT LANDING DR, MOUNT PLEASANT, SC 29464-6283
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	469 / 1334
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 29, 2022
Property Address	179 N MOUNTAIN LN, MILL SPRING, NC 28756-7810
Document Number	00469/1334
Book / Page	469 / 1334
Map Reference	FILE D PG 927
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16864 NC HWY 210, 16864, ROCKY POINT, NC 28457-8989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK POINT LANDING DR, MOUNT PLEASANT, SC 29464-6283

Mortgage

Document Number	0004691338
Date	Apr 29, 2022
Instrument	469/1338

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 30, 2018
Property Address	179 N MOUNTAIN LN, MILL SPRING, NC 28756-7810
Document Number	00434/2276
Book / Page	434 / 2276
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 GAY DR, ALTMAR, NY 13302-2514

Tax Assessment & Valuation

The 2026 property tax bill for 179 N Mountain Ln was $3,513.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,513.00	$699,284 (-) Land $175,000 Building $524,284	$699,284 (-) Land $175,000 Building $524,284
2025	$3,513.00	$699,284 Land $175,000 Building $524,284	$699,284 Land $175,000 Building $524,284
2023	$2,812.00	$437,613 Land $100,000 Building $337,613
2021			$437,613 Land $100,000 Building $337,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 179 N Mountain Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 N Mountain Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Mountain Ln

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