237 Harding St, Defiance, OH 43512 Property Records

Defiance County property record for 237 Harding St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,803 sqft · built 1966
Lot Size	0.267 acres (11,609 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Jun 2020)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I023115000900`

Property Details

APN / Parcel Number

Primary APN	`I023115000900`
Alternative APN	`B013115000900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,118 sqft
Upper Floors Area	685 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,609 sqft (0.267 acres)
Lot Dimensions	129 ft deep x 90 ft wide
Garage Type	Attached - Unfinished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	544 sqft
Porch	Slab
Porch Area	76 sqft
Patio Area	124 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 HARDING ST
City	DEFIANCE
State	OH
Zip	43512-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITAS NORTHWEST ADDITION LOT 13 PT & 14 PT CHANGED 04/09/15 FROM B01-3115- 9
Legal Subdivision	RITAS NORTHWEST ADD
Legal Lot Number	13
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4002
Census Tract	958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 HARDING ST, DEFIANCE, OH 43512-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Jun 7, 2010 · Amount on Record
Deed Document Number	20202432
Deed Book / Page	428 / 1951
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 5, 2020
Property Address	237 HARDING ST, DEFIANCE, OH 43512-1313
Document Number	428/1951
Book / Page	428 / 1951
Instrument Date	Jun 5, 2020
Instrument	202000002432
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 HARDING ST, DEFIANCE, OH 43512-1313

Mortgage

Document Number	202000002433
Date	Jun 5, 2020
Instrument	202000002433

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00	$55,610 (-) Land $5,710 Building $49,900
2024	$2,120.00 (+1.19%)	$55,610 (-) Land $5,710 Building $49,900	$158,880 (%) Land $16,320 Building $142,560
2023	$2,095.00 (+8.66%)	$55,610 (+20.97%) Land $5,710 Building $49,900	$158,885 (+20.97%) Land $16,314 Building $142,571
2022	$1,928.00	$45,970 Land $5,710 Building $40,260
2020			$131,340 Land $16,320 Building $115,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures