236 Harding St, Defiance, OH 43512 Property Records

Defiance County property record for 236 Harding St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1978
Lot Size	0.283 acres (12,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,750 (Jun 2006)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`I023114B00700`

Property Details

APN / Parcel Number

Primary APN	`I023114B00700`
Alternative APN	`B013114B00700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	5,122 sqft
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,319 sqft (0.283 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached - Unfinished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	238 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	236 HARDING ST
City	DEFIANCE
State	OH
Zip	43512-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACIENDA HEIGHTS LOT 7 CHGD TAX DIST 4-9-15 FROM B01-3114-B-7
Legal Subdivision	HACIENDA HEIGHTS
Legal Lot Number	7
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	2
Census Block	2054
Census Tract	958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	236 HARDING ST, DEFIANCE, OH 43512-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2006 · Amount on Record
Deed Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	20063718
Deed Book / Page	306 / 1082
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	236 HARDING ST, DEFIANCE, OH 43512-1314
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00449/1441
Date	Jun 8, 2022
Book Page	449/1441
Instrument	202200002743

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	236 HARDING ST, DEFIANCE, OH 43512-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/1244
Date	Apr 23, 2020
Book Page	427/1244
Instrument	202000001703

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00	$64,370 (-) Land $3,990 Building $60,380
2024	$2,453.00 (+1.24%)	$64,370 (-) Land $3,990 Building $60,380	$183,900 (-0.01%) Land $11,400 Building $172,500
2023	$2,423.00 (+12.8%)	$64,370 (+25.5%) Land $3,990 Building $60,380	$183,914 (+25.5%) Land $11,400 Building $172,514
2022	$2,148.00	$51,290 Land $3,900 Building $47,390
2020			$146,550 Land $11,150 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Feb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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