237 Harbor Mill Dr, Troy, IL 62294 Property Records

Madison County property record for 237 Harbor Mill Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 594 sqft · built 2005
Lot Size	0.235 acres (10,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2017)
Tax Bill	$8,142 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`10-2-16-33-17-303-022`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-33-17-303-022`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	594 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,274 sqft (0.235 acres)
Lot Dimensions	141 ft deep x 72 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	237 HARBOR MILL DR
City	TROY
State	IL
Zip	62294-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD TO THE NORTHWOODS AT PARK F LOT 128 72.78 X 141.16 IRREGULAR
Legal Subdivision	SECOND ADDN
Legal Lot Number	128
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2060
Census Tract	403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 HARBOR MILL DR, TROY, IL 62294-3240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Oct 28, 2013 · Amount on Record
Deed Document Number	20179550
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000023776
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 23, 2017
Property Address	237 HARBOR MILL DR, TROY, IL 62294-3240
Document Number	0000009550
Map Reference	PL 63 PG 191
Instrument Date	Mar 21, 2017
Instrument	2017R09550
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	237 HARBOR MILL DR, TROY, IL 62294-3240

Mortgage

Document Number	0000009551
Date	Mar 23, 2017
Instrument	2017R09551

Lender

Name	FIRSTCO MORTGAGE CORP
Type	Mortgage Company
Address	O FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,142.00 (+6.14%)	$123,160 (+29.11%) Land $22,490 Building $100,670	$369,480 (+28.98%) Land $67,470 Building $302,010
2024	$7,671.00 (+13.8%)
2022	$6,741.00	$95,390 Land $17,420 Building $77,970	$286,456 Land $52,312 Building $234,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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