Madison County property record for 232 Harbor Mill Dr, Troy, IL 62294 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 3 ba · 704 sqft · built 2004 |
| Lot Size | 0.465 acres (20,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Dec 2021) |
| Tax Bill | $8,851 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Jun 2021 Sale & Mortgage + 1 more |
| APN | 10-2-16-33-17-301-024 |
| Primary APN | 10-2-16-33-17-301-024 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Lot Area | 20,249 sqft (0.465 acres) |
| Lot Dimensions | 234 ft deep x 86.3 ft wide |
| Garage Type | Attached |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 232 HARBOR MILL DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | THE NORTHWOODS AT PARK FOREST PART LOT 24 86.29 X 234.66 IRREGULAR |
| Legal Subdivision | THE NORTHWOODS AT PARK |
| Legal Lot Number | 24 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | PIN OAK |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 403701 |
Source: Madison County records · APN 10-2-16-33-17-301-024
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FCB BANKS |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2021 · Amount on Record |
| Deed Document Number | 202150951 |
| Prior Transfer Date | May 04, 2004 |
| Prior Transfer Doc | 0000034828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 10, 2021 |
| Property Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Document Number | 0000050951 |
| Map Reference | PC 62 PG 60 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021R50951 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $465.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 15, 2021 |
| Property Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Document Number | 0000025451 |
| Map Reference | PC 62 PG 60 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021R25451 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Document Number | 0000025452 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021R25452 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 232 HARBOR MILL DR, TROY, IL 62294-3239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000018662 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2018R18662 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Pin Oak Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,851.00 (+6.13%) | $133,350 (+29.13%) Land $26,100 Building $107,250 | $400,050 (+29%) Land $78,300 Building $321,750 |
| 2024 | $8,340.00 (+13.7%) | ||
| 2022 | $7,335.00 | $103,270 Land $20,210 Building $83,060 | $310,120 Land $60,691 Building $249,429 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194037012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.
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