Okaloosa County property record for 237 Echo Cir, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,743 sqft · built 1982 |
| Lot Size | 0.317 acres (13,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,700 (Oct 2019) |
| Tax Bill | $3,962 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4675-9 |
| Primary APN | C56-000-593-4675-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| Gross Area | 2,650 sqft |
| 1st Floor Area | 1,743 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,786 sqft (0.317 acres) |
| Lot Width | 120 ft Width |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Florida Room |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 237 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE 2ND ADDN LOT 35 BLK A |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE 2ND ADDN |
| Legal Block | A |
| Legal Lot Number | 35 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21902 |
Source: Okaloosa County records · APN C56-000-593-4675-9
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Oct 16, 2019 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Dec 10, 2015 · Amount on Record |
| Deed Document Number | 20193311708 |
| Deed Book / Page | 3424 / 710 |
| Prior Transfer Date | Jul 21, 2015 |
| Prior Transfer Doc | 0032082375 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 237 ECHO CIR, FORT WALTON BEACH, FL 32548-6314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033021661 |
|---|---|
| Date | Jun 02, 2017 |
| Book Page | 3302/1661 |
| Instrument | 3138828 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 237 ECHO CIR, FORT WALTON BEACH, FL 32548-6314 |
| Document Number | 0034240710 |
| Book / Page | 003424 / 000710 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 3311708 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,852.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 ECHO CIR FORT WALTON BEACH FL 325486314, FORT WALTON BEACH, FL 32548-6314 |
| Document Number | 34240713 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 003424/000713 |
| Instrument | 3311709 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,962.00 (+53.15%) | $323,054 (+30.29%) Land $96,908 Building $226,146 | $323,054 (+0.73%) Land $96,908 Building $226,146 |
| 2023 | $2,587.00 (+2.66%) Homeowner's exemption | $247,956 (+3%) | $320,723 (+7.88%) Land $77,962 Building $242,761 |
| 2022 | $2,520.00 Homeowner's exemption | $240,734 | $297,309 Land $72,862 Building $224,447 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: LiveOak Fiber, T-Mobile USA.
Based on FCC filings for 278 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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