235 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 235 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1983
Square Footage	1,735 sqft Heated Area
Lot Size	10,339 sqft (0.237 acres)
Occupancy	Owner Occupied
Last Sale	$355,000 (2021)
Tax Bill	$3,210.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4676-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	235 ECHO CIR, FORT WALTON BEACH, FL 32548-6314
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Doc Number	3498167
Deed Book / Page	3581 / 2910
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 19, 2021
Property Address	235 ECHO CIR, FORT WALTON BEACH, FL 32548-6314
Document Number	0035812910
Book / Page	3581 / 2910
Map Reference	MB 5 PG 75
Instrument Date	Oct 08, 2021
Instrument	3498167
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 HAWTHORN HOUSE DR UNIT 318, 1050, SHALIMAR, FL 32579-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ECHO CIR, FORT WALTON BEACH, FL 32548-6314

Mortgage

Document Number	35812912
Date	Oct 19, 2021
Instrument	3581/2912

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+5.73%) Homeowner's exemption	$301,184 (+5.99%)	$303,507 (+2.14%) Land $92,293 Building $211,214
2023	$3,036.00 (+2.6%) Homeowner's exemption	$284,171 (+3%)	$297,154 (+7.71%) Land $74,250 Building $222,904
2022	$2,959.00 Homeowner's exemption	$275,894 Land $69,392 Building $206,502	$275,894 Land $69,392 Building $206,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-4676-7`
Alternative APN	`09-2S-24-3012-000A-0360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,735 sqft Heated Area
Gross Area	2,281 sqft Gross Area
1st Floor	1,751 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Roof
Lot Area	10,339 sqft (0.237 acres)
Lot Width	90 ft Width
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Porch	Open Porch
Porch Area	105 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	235 ECHO CIR
City	FORT WALTON BEACH
State	FL
Zip	32548-6314
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINEDALE 2ND ADDN LOT 36 BLK A
Legal Range	24
Legal Township	02S
Legal Section	09
Legal Subdivision	PINEDALE 2ND
Legal Block	A
Legal Lot Number	36
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	4
Census Block	4006
Census Tract	21902