Mecklenburg County property record for 237 Cottage Pl, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,123 sqft · built 1951 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,950,000 (Nov 2019) |
| Tax Bill | $17,409 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-062-57 |
| Primary APN | 155-062-57 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,123 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Upper Floors Area | 375 sqft |
| Basement Area | 345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 11,587 sqft (0.266 acres) |
| Garage Area | 578 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 237 COTTAGE PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | P12 B4 M3- 317 |
| Legal Subdivision | EASTOVER |
| Legal Block | 4 |
| Legal Lot Number | 57 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2800 |
Source: Mecklenburg County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 10, 2022 | Warranty Deed, Transfer |
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 24, 2017 | Warranty Deed, Transfer ARA HACET |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 2019155522 |
| Deed Book / Page | 34037 / 627 |
| Prior Transfer Date | Oct 16, 2019 |
| Prior Transfer Doc | 0000150298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000161468 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 36438/813 |
| Instrument | 2021161468 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 10, 2022 |
| Property Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000115738 |
| Book / Page | 37563 / 459 |
| Map Reference | MB 3 PG 317 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022115738 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Name | Verified Name |
|---|---|
| Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000155522 |
| Book / Page | 34037 / 627 |
| Map Reference | MB 3 PG 317 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 2019155522 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000155523 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019155523 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 5, 2019 |
| Property Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000150298 |
| Book / Page | 034009 / 000995 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 150298 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8139 FM 359 RD RICHMOND TX 774068797, RICHMOND, TX 77406-8797 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 24, 2017 |
| Property Address | 237 COTTAGE PL, CHARLOTTE, NC 28207-2211 |
| Document Number | 0000099019 |
| Book / Page | 031987 / 000108 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 99019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4033 ALEXANDRA ALLEY DR CHARLOTTE NC 282107062, CHARLOTTE, NC 28210-7062 |
| Document Number | 99020 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 031987/000111 |
| Instrument | 99020 |
| Name | ARA HACET |
|---|---|
| Address | 10912 MEETING ST, PROSPECT, KY 40059-6577 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 23, 2020 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278,980 Land $950,000 Building $1,328,980 | $2,278,980 Land $950,000 Building $1,328,980 | |
| 2024 | $17,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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