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224 Cottage Pl, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 224 Cottage Pl, Charlotte, NC 28207

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,270 sqft · built 1934
Lot Size0.204 acres (8,898 sqft)
OwnerIndividual Name on Record
Last Sale$1,875,000 (Mar 2022)
Tax Bill$15,054 (2023)
Deeds & MortgagesNov 2022 Transfer
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN155-063-32

Property Details

APN / Parcel Number

Primary APN155-063-32

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,270 sqft Heated Area
Gross Area3,706 sqft
1st Floor Area2,230 sqft
Upper Floors Area595 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,898 sqft (0.204 acres)

Exterior Amenities

PorchPorch
Porch Area156 sqft
Deck Area320 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number155-063-32
Street Address224 COTTAGE PL
CityCHARLOTTE
StateNC
Zip28207-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL27 M332-374
Legal SubdivisionCOTTAGE PLACE
Legal Lot Number27
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3006
Census Tract2800

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Intrafamily Transfer, Transfer
Mar 17, 2022Warranty Deed, Transfer · Second Mortgage (Down Payment)
ANNA NELSON
Nov 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleMar 17, 2022 · Amount on Record
Deed Document Number0000041865
Deed Book / Page37163 / 368
Last Transfer DateNov 18, 2022
Transfer Doc0000155853
Record UpdatedJun 7, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 18, 2022
Property Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212
Document Number0000155853
Book / Page37783 / 26
Map ReferenceMB 332 PG 374
Instrument DateNov 17, 2022
Instrument2022155853
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 17, 2022
Property Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212
Document Number0000041865
Book / Page37163 / 368
Map ReferenceMB 332 PG 374
Instrument DateMar 16, 2022
Instrument2022041865
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1599 W PACES FERRY RD NW, ATLANTA, GA 30327-2441

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000046642
DateMar 17, 2022
Instrument2022046642
Lender
NameANNA NELSON
TypePrivate Party
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateNov 17, 2020
Property Address224 COTTAGE PL, CHARLOTTE, NC 28207-2212
Document Number0000193200
Book / Page035321 / 000584
Instrument DateNov 10, 2020
Instrument193200
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address599 W PACES FERRY RD NW ATLANTA GA 30305, ATLANTA, GA 30305

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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