Okaloosa County property record for 237 Chicago Ave, Valparaiso, FL 32580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1982 |
| Lot Size | 0.288 acres (12,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jun 2020) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Jun 2020 Sale Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-9916-2 |
| Primary APN | C56-000-593-9916-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,538 sqft (0.288 acres) |
| Lot Width | 85 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 237 CHICAGO AVE |
|---|---|
| City | VALPARAISO |
| State | FL |
| Zip | 32580-1367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO PLAT 1 LOT 5 BLK 24 & E 1FT OF LOT 30 LESS BEG SW COR LOT 5 SE ALG S BDRY LOT 5 13.7FT N 2.36FT W 13.5FT TO POB |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | VALPARAISO |
| Legal Block | 24 |
| Legal Lot Number | 50 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 21200 |
237 Chicago Ave is owned and occupied by two individuals who bought it in June 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 CHICAGO AVE, VALPARAISO, FL 32580-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Warranty Deed, Transfer BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP |
| Aug 28, 2018 | Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Prior Sale | Aug 28, 2018 · Amount on File |
| Deed Document Number | 20203365477 |
| Deed Book / Page | 3468 / 3763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 15, 2020 |
| Property Address | 237 CHICAGO AVE, VALPARAISO, FL 32580-1367 |
| Document Number | 0034683763 |
| Book / Page | 003468 / 003763 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 3365477 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 355 LINCOLN AVE VALPARAISO FL 325801239, VALPARAISO, FL 32580-1239 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 237 CHICAGO AVE, VALPARAISO, FL 32580-1367 |
| Document Number | 0033651229 |
| Book / Page | 3365 / 1229 |
| Map Reference | MB1 PG58 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 3229058 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 554, DESTIN, FL 32540-0554 |
| Name | Verified Name |
|---|---|
| Address | 1216 N LAKESHORE DR, NICEVILLE, FL 32578-4711 |
| Document Number | 0003229059 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 3229059 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 237 Chicago Ave was $2,319 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Valparaiso City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 Homeowner's exemption | $197,346 | $228,873 Land $72,060 Building $156,813 |
| 2023 | $2,092.00 (+3.05%) Homeowner's exemption | $186,198 (+3%) | $221,676 (+9.96%) Land $60,823 Building $160,853 |
| 2022 | $2,030.00 Homeowner's exemption | $180,775 | $201,606 Land $50,371 Building $151,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Chicago Ave in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 67 (1990–2020) |
| Claims Outside the SFHA | 15 of 67 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Chicago Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| City of Valparaiso Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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