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236 Chicago Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 236 Chicago Ave, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,894 sqft · built 1951
Lot Size0.257 acres (11,206 sqft)
Owner2 Individual Names on Record
Last Sale$395,900 (Apr 2022)
Tax Bill$3,931 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-593-9678-8

Property Details

APN / Parcel Number

Primary APNC56-000-593-9678-8
Alternative APNs
  • 12-1S-23-253A-0005-0250
  • 23S112253A00050250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,455 sqft
1st Floor Area1,894 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,206 sqft (0.257 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area231 sqft
PorchScreened/Unfinished Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address236 CHICAGO AVE
CityVALPARAISO
StateFL
Zip32580-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO PLAT 1 LOT 25 BLK 5
Legal Range23W
Legal Township01S
Legal Section12
Legal SubdivisionVALPARAISO
Legal Block5
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group5
Census Block5024
Census Tract21200

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address236 CHICAGO AVE, VALPARAISO, FL 32580-1366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · VA Mortgage
CENTENNIAL BANK
Nov 15, 2021Warranty Deed, Transfer
MEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleNov 15, 2021 · Amount on Record
Deed Document Number20223539586
Deed Book / Page3614 / 837
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address236 CHICAGO AVE, VALPARAISO, FL 32580-1366
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 PARKWOOD CIR, NICEVILLE, FL 32578-9714

Mortgage

Document Number0036140839
DateApr 4, 2022
Book Page3614/839
Instrument3539587
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 15, 2021
Property Address236 CHICAGO AVE, VALPARAISO, FL 32580-1366
Document Number0035870743
Book / Page3587 / 743
Map ReferenceMB 1 PG 58
Instrument DateNov 9, 2021
Instrument3505338
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyMEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC

Transaction

AmountAmount Recorded
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address236 CHICAGO AVE, 236, VALPARAISO, FL 32580-1366

Transferred To (Grantee/Buyer)

NameVerified Name
Address1080 HIGHWAY 98 E UNIT 113, 113, DESTIN, FL 32541-2944

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,931.00 (+24.6%) Homeowner's exemption$305,654 (+17.43%)$337,806 (+11.41%) Land $72,060 Building $265,746
2023$3,155.00 (+17.33%) Homeowner's exemption$260,290 (+39.97%)$303,206 (+63.05%) Land $60,823 Building $242,383
2022$2,689.00 Homeowner's exemption$185,964 Land $50,371 Building $135,593$185,964 Land $50,371 Building $135,593

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims67 (1990–2020)
Claims Outside the SFHA15 of 67
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Georges, Oct 1998 · 5 claims
  • Hurricane Opal, Oct 1995 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber		1,000 / 35
City of Valparaiso
Cable		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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