233 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 233 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 799 sqft · built 1971
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$182,000 (Oct 2020)
Tax Bill$654 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-22-6880-000

Property Details

APN / Parcel Number

Primary APN1950-22-6880-000
Alternative APN
  • 1816595

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area799 sqft Living Area
1st Floor Area799 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
PorchPorch
Porch Area110 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1816595
Street Address233 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS A 010
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1056
Census Tract921000

Owner

233 Charter Hills Rd is owned by a company that bought it in October 2020.

Source: Watauga County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address3901 EASTSHIRE CT, CHARLOTTE, NC 28226-3104
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEXERA HOLDING LLC
Oct 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 30, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on File
Deed SaleOct 9, 2020 · Amount on File
Prior SaleMar 28, 2019 · Amount on File
Deed Document Number2020696501
Deed Book / Page2131 / 338
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address233 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022510372
DateJan 25, 2022
Book Page2251/372
Instrument716335
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 9, 2020
Property Address233 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
Document Number0021310338
Book / Page002131 / 000338
Instrument DateOct 8, 2020
Instrument696501
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$364.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address233 CHARTER HILLS RD BEECH MOUNTAIN NC 286048040, BEECH MOUNTAIN, NC 28604-8040

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 30, 2017
Property Address233 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
Document Number0019020135
Book / Page1902 / 0135
Instrument DateJan 26, 2017
Instrument655197
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 FRYES CREEK LN, 142, CLEMMONS, NC 27012-6838

Transferred To (Grantee/Buyer)

NameVerified Name
Address2115 CHERRY LAUREL DR, NEWBERRY, SC 29108-2206

Mortgage

Document Number0019020138
DateJan 30, 2017
Book Page1902/0138
Instrument655198
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 233 Charter Hills Rd was $654.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,800 (-) Land $19,100 Building $150,700
2025$654.00$169,800 Land $19,100 Building $150,700
2024$169,800 Land $19,100 Building $150,700
2023$169,800 Land $19,100 Building $150,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Charter Hills Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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