Madison County property record for 237 Chapel Ln, Berea, KY 40403
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,000 (Oct 2021) |
| Tax Bill | $4,168 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0059-0000-0032 |
| Primary APN | 0059-0000-0032 |
|---|---|
| Alternative APNs |
|
| Lot Area | 331,056 sqft (7.6 acres) |
|---|
| Account Number | 63218 |
|---|---|
| Street Address | 237 CHAPEL LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9767 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 7.60 ACRES |
| Legal Subdivision | BOUNDARY RETRACEMENT SURVEY |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 11202 |
Source: Madison County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 12, 2021 | Deed, Transfer |
| Dec 21, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 202114058220 |
| Deed Book / Page | 812 / 635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Document Number | 0M2256/504 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | M2256/504 |
| Instrument | 2014164300 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3530 HIGHWAY 1016, BEREA, KY 40403-9118 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2091/262 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | M2091/262 |
| Instrument | 2014052754 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M2143/211 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | M2143/211 |
| Instrument | 2014082134 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LEXINGTON, KY 40503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 12, 2021 |
| Property Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Document Number | 000D810/23 |
| Book / Page | D810 / 23 |
| Map Reference | CAB 29 SL 215 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2014047974 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 CHAPEL LN, BEREA, KY 40403-8719 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3530 HIGHWAY 1016, BEREA, KY 40403-9118 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 21, 2020 |
| Property Address | 237 CHAPEL LN, BEREA, KY 40403-9767 |
| Document Number | D00798/622 |
| Book / Page | D00798 / 622 |
| Map Reference | MB 29 PG 215 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2014026241 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10116 BAYPORT RD, LOUISVILLE, KY 40299-4091 |
| Name | Verified Name |
|---|---|
| Address | 180 CHAPEL LN, BEREA, KY 40403-8719 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,168.00 (+1.83%) | $442,000 (+4.74%) | $442,000 (+4.74%) |
| 2023 | $4,093.00 | $422,000 | $422,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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