Madison County property record for 191 Chapel Ln, Berea, KY 40403
| Property Type | General Industrial |
|---|---|
| Lot Size | 49.2 acres (2,144,023 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $674 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0059-0000-0034-3 |
| Primary APN | 0059-0000-0034-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Office | 900 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 2,144,023 sqft (49.2 acres) |
| Account Number | 68257 |
|---|---|
| Street Address | 191 CHAPEL LN |
| City | BEREA |
| State | KY |
| Zip | 40403-8719 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | 47.21 ACRES |
| Legal Subdivision | BOUNDARY SURV |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11202 |
Source: Madison County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 180 CHAPEL LN, BEREA, KY 40403-8719 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Dec 12, 2018 | Deed of Trust, Mortgage FIRST SOUTHERN NATIONAL BANK |
| Jun 30, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 191 CHAPEL LN, BEREA, KY 40403-8719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01804/066 |
|---|---|
| Date | May 18, 2018 |
| Book Page | M01804/066 |
| Instrument | 2013975929 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 14, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 191 CHAPEL LN, BEREA, KY 40403-8719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01838/456 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | M01838/456 |
| Instrument | 2013985870 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 191 CHAPEL LN, BEREA, KY 40403-8719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01751/025 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | M01751/025 |
| Instrument | 2013960971 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 191 CHAPEL LN, BEREA, KY 40403-8719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01746/690 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | M01746/690 |
| Instrument | 2013959907 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2027 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $674.00 (-2.74%) | $71,500 (-) | $71,500 (-) |
| 2023 | $693.00 | $71,500 | $71,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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