2365 Stonecress St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2365 Stonecress St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,175 sqft · built 2004
Lot Size	0.472 acres (20,568 sqft)
Owner	2 Trust Names on File
Last Sale	$1,920,000 (Jun 2024)
Tax Bill	$19,031 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-65-020`

Property Details

APN / Parcel Number

Primary APN	`783-65-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,175 sqft Living Area
1st Floor Area	3,175 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	20,568 sqft (0.472 acres)
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2365 STONECRESS ST
City	GILROY
State	CA
Zip	95020-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9201 LOT 79
Legal Subdivision	9201 1 COUNTRY ESTATES PH 2
Legal Tract	9201
Legal Lot Number	79
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2027
Census Tract	512515

Owner

2365 Stonecress St is owner-occupied and held in a trust since June 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2365 STONECRESS ST, GILROY, CA 95020-8428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 5, 2020	Quit Claim Deed, Transfer PLANET HM LNDG
Jun 9, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on File
Deed Sale	Jun 26, 2024 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202425655217
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	0024499876
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 17, 2022
Property Address	2365 STONECRESS ST, GILROY, CA 95020-8428
Document Number	0025303660
Map Reference	MB 729 PG 1-18
Instrument Date	Apr 20, 2022
Instrument	25303660
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2365 STONECRESS ST, GILROY, CA 95020-8428

Mortgage

Document Number	0025303661
Date	May 17, 2022
Instrument	25303661

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2365 STONECRESS ST, GILROY, CA 95020-8428
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 STONECRESS ST, GILROY, CA 95020-8428

Mortgage

Document Number	0024994465
Date	Jun 14, 2021
Instrument	24994465

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2020
Property Address	2365 STONECRESS ST, GILROY, CA 95020-8428
Document Number	0024498237
Instrument Date	May 27, 2020
Instrument	24498237
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2365 STONECRESS ST GILROY CA 950208428, GILROY, CA 95020-8428

Mortgage

Document Number	24498238
Date	Jun 5, 2020
Instrument	24498238

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 9, 2020
Property Address	2365 STONECRESS ST, GILROY, CA 95020-8428
Document Number	0024499876
Instrument Date	May 27, 2020
Instrument	24499876
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2365 STONECRESS ST GILROY CA 950208428, GILROY, CA 95020-8428

Tax Assessment & Valuation

The 2025 property tax bill for 2365 Stonecress St was $19,031 with a homeowner's exemption, down 12.2% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,588,232 (+2%) Land $650,005 Building $938,227
2025	$19,031.00 (-12.19%)	$1,557,091 Land $637,260 Building $919,831
2024	$21,673.00 (+2.38%)
2023	$21,170.00 (+76.05%)	$1,695,000 Land $678,000 Building $1,017,000
2022	$12,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2365 Stonecress St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2365 Stonecress St is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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