2350 Stonecress St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2350 Stonecress St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,739 sqft · built 2001
Lot Size	0.366 acres (15,941 sqft)
Owner	Individual Name on File
Last Sale	$864,000 (Feb 2004)
Tax Bill	$15,041 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-65-002`

Property Details

APN / Parcel Number

Primary APN	`783-65-002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,739 sqft Living Area
1st Floor Area	2,204 sqft
2nd Floor Area	2,535 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	15,941 sqft (0.366 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2350 STONECRESS ST
City	GILROY
State	CA
Zip	95020-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9201 LOT 2
Legal Subdivision	TRACT 9201
Legal Tract	9201
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	512515

Owner

2350 Stonecress St is owned and occupied by an individual who acquired it in June 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2350 STONECRESS ST, GILROY, CA 95020-8410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2004 · Amount on File
Deed Sale	Feb 19, 2004 · Amount on File
Deed Document Number	200417622880
Last Transfer Date	Jun 28, 2013
Transfer Doc	0022294211
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2350 STONECRESS ST, GILROY, CA 95020-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023560448
Date	Jan 18, 2017
Instrument	23560448

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2350 STONECRESS ST, GILROY, CA 95020-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023977478
Date	Jul 16, 2018
Instrument	23977478

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2350 STONECRESS ST, GILROY, CA 95020-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 STONECRESS ST, GILROY, CA 95020-8410

Mortgage

Document Number	0025003623
Date	Jun 22, 2021
Instrument	25003623

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2350 Stonecress St was $15,041 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,254,328 (+2%) Land $384,197 Building $870,131
2025	$15,041.00 Homeowner's exemption	$1,229,734 Land $376,664 Building $853,070
2023	$14,717.00 (+1.66%) Homeowner's exemption	$1,181,985 Land $362,039 Building $819,946
2022	$14,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2350 Stonecress St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2350 Stonecress St is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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