2365 Cobblestone Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2365 Cobblestone Dr, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,550 sqft · built 2000
Lot Size0.293 acres (12,771 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Mar 2017)
Tax Bill$2,649 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65M-132

Property Details

APN / Parcel Number

Primary APN65M-132
Alternative APN
  • 41852

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,550 sqft Finished Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,771 sqft (0.293 acres)
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number41852
Street Address2365 COBBLESTONE DR
CityHENDERSON
StateKY
Zip42420-2594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionSTEPPING STONE
Legal Block7
Legal Lot Number67
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group2
Census Block2005
Census Tract20603

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2365 COBBLESTONE DR, HENDERSON, KY 42420-2594
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE FCU
Mar 31, 2017Deed, Transfer · VA Mortgage
CBC NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleJan 30, 2012 · Amount on Record
Deed Document Number2017003752
Deed Book / PageRE 0623 / 331
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address2365 COBBLESTONE DR, HENDERSON, KY 42420-2594
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1336/686
DateDec 7, 2020
Book PageMT 1336/686
Instrument2020012970
Lender
NameHERITAGE FCU
TypeCredit Union
AddressNEWBURGH, IN 47630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateMar 31, 2017
Property Address2365 COBBLESTONE DR, HENDERSON, KY 42420-2594
Document NumberRE0623/331
Book / PageRE 0623 / 331
Map ReferenceMB 7 PG 620
Instrument DateMar 31, 2017
Instrument2017003752
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2365 COBBLESTONE DR, 2365, HENDERSON, KY 42420-2594

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 COBBLESTONE DR, HENDERSON, KY 42420-2594

Mortgage

Document Number2017003753
DateMar 31, 2017
Instrument2017003753
Lender
NameCBC NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,649.00 (-17.71%) Homeowner's exemption$288,000 (-)$288,000 (-)
2023$3,219.00 (+18.61%)$288,000 (+17.55%)$288,000 (+17.55%)
2022$2,714.00$245,000$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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