Henderson County property record for 2353 Cobblestone Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,981 sqft · built 2003 |
| Lot Size | 0.43 acres (18,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2017) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65M-135 |
| Primary APN | 65M-135 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,981 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,748 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 41322 |
|---|---|
| Street Address | 2353 COBBLESTONE DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | STEPPING STONE |
| Legal Block | 7 |
| Legal Lot Number | 71 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20603 |
2353 Cobblestone Dr is owned and occupied by an individual who bought it in January 2017.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2353 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE |
| Jan 5, 2017 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on File |
| Deed Sale | Jan 5, 2017 · Amount on File |
| Prior Sale | Dec 20, 2007 · Amount on File |
| Deed Document Number | 2017000166 |
| Deed Book / Page | RE 0621 / 484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2353 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT1372/620 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | MT 1372/620 |
| Instrument | 2021012370 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, KY 40065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jan 5, 2017 |
| Property Address | 2353 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Document Number | RE0621/484 |
| Book / Page | RE 0621 / 484 |
| Map Reference | MB 7 PG 620 |
| Instrument Date | Nov 14, 2016 |
| Instrument | 2017000166 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | BOSSE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2353 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2353 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Document Number | 2017000167 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017000167 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
The 2025 property tax bill for 2353 Cobblestone Dr was $2,599 with a homeowner's exemption.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 Homeowner's exemption | $283,500 | $283,500 |
| 2023 | $2,651.00 (+6.59%) Homeowner's exemption | $283,500 (+6.98%) | $283,500 (+6.98%) |
| 2022 | $2,487.00 Homeowner's exemption | $265,000 | $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2353 Cobblestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2353 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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