23645 State Hwy 3, Dow, IL 62022 Property Records

Jersey County property record for 23645 State Hwy 3, Dow, IL 62022

Property Summary

Property TypeSingle Family Home
Details3,238 sqft · built 1936
Lot Size9.25 acres (402,930 sqft)
OwnerIndividual Name on Record
Tax Bill$4,594 (2025)
Flood ZoneZone X (minimal risk)
APN01-085-014-50

Property Details

APN / Parcel Number

Primary APN01-085-014-50
Alternative APN
  • 085-014-50

Interior

Building Area3,238 sqft Total Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Lot Area402,930 sqft (9.25 acres)

Location & Zoning

Account Number085-014-50
Street Address23645 STATE HIGHWAY 3
CityDOW
StateIL
Zip62022-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT IN MID PT N1/2 LESS 7.35 ACS NO SALES 1936 BARN W/LVG 3238SQ
Legal SubdivisionS5, T6N, R11W OF 3RD PM
JurisdictionJERSEY IL
Township / Civil DivisionELSAH
Census Block Group1
Census Block1001
Census Tract10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23645 STATE HIGHWAY 3, DOW, IL 62022-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionElsah Township
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,594.00 (+21.63%)$85,325 (+45.83%) Land $20,885 Building $64,440$255,975 (+45.83%) Land $62,655 Building $193,320
2024$3,777.00 (+10.08%)
2022$3,431.00 Homeowner's exemption$58,510 Land $17,485 Building $41,025$175,530 Land $52,455 Building $123,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims53 (1979–2024)
Claims Outside the SFHA12 of 53
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grafton Technologies
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Hwy 3

Nearby Streets

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