Jersey County property record for 23585 State Hwy 3, Dow, IL 62022
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1932 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Aug 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-085-013-00 |
| Primary APN | 01-085-013-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,608 sqft Total Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 73,616 sqft (1.69 acres) |
| Account Number | 085-013-00 |
|---|---|
| Street Address | 23585 STATE HIGHWAY 3 |
| City | DOW |
| State | IL |
| Zip | 62022-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN NW1/4 NE1/4 NO SALES 1932 1STY/PT BSMT 1608SQ |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23585 STATE HIGHWAY 3, DOW, IL 62022-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Aug 2, 2023 |
| Property Address | 23585 STATE HIGHWAY 3, DOW, IL 62022-3305 |
| Document Number | 202300171741 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202300171741 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23585 STATE HIGHWAY 3, DOW, IL 62022-3305 |
| Document Number | 202300171742 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 202300171742 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,781.00 (+12.41%) | $54,055 (+34.85%) Land $7,205 Building $46,850 | $162,165 (+34.85%) Land $21,615 Building $140,550 |
| 2024 | $2,474.00 (+11.09%) | ||
| 2022 | $2,227.00 Homeowner's exemption | $40,085 Land $6,030 Building $34,055 | $120,255 Land $18,090 Building $102,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
4G LTE (outdoors only), no 5G reported
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