2364 Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2364 Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,862 sqft · built 1986
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2023)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`788010A000`

Property Details

APN / Parcel Number

Primary APN	`788010A000`
Alternative APN	`4-0076-1778-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,862 sqft Living Area
Gross Area	5,724 sqft
1st Floor Area	2,862 sqft
Basement Area	2,862 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	83,200 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	510 sqft

Location & Zoning

Account Number	788010A000
Street Address	2364 OAK DR
City	O FALLON
State	MO
Zip	63368-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 1778
Legal Subdivision	US SURV 1778
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1026
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2364 OAK DR, O FALLON, MO 63368-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL
Jun 8, 2022	Intrafamily Transfer, Transfer · Line of Credit ST JOHNS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202326470
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	0000864900
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2023
Property Address	2364 OAK DR, O FALLON, MO 63368-6516
Document Number	0000026470
Instrument Date	Jul 5, 2023
Instrument	2023R-026470
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 WILMER RD, WENTZVILLE, MO 63385-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 FANNING AVE, O FALLON, MO 63366-2505
Investor	Possibly a Property Investor

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 8, 2022
Property Address	2364 OAK DR, O FALLON, MO 63368-6516
Document Number	0000032168
Instrument Date	Jun 3, 2022
Instrument	2022R-032168
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 OLD TROY RD, WINFIELD, MO 63389-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2364 OAK DR, O FALLON, MO 63368-6516

Mortgage

Document Number	0000032169
Date	Jun 8, 2022
Instrument	2022R-032169

Lender

Name	ST JOHNS BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,876 (+1,049.07%)	$736,186 (+1,049.11%) Land $63,030 Building $673,156
2025	$6,036.00 (+321.21%)	$12,173 (-54.14%)	$64,066 (-54.14%) Land $63,030 Building $1,036
2023		$26,542 (+25.79%)
2022	$1,433.00	$21,100	$139,698 (+25.79%) Land $57,300 Building $82,398
2021			$111,056 Land $47,750 Building $63,306

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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