2325 Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2325 Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,350 sqft · built 1958
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2025)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`784710A000`

Property Details

APN / Parcel Number

Primary APN	`784710A000`
Alternative APN	`4-0076-4461-00-0020.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	784710A000
Street Address	2325 OAK DR
City	O FALLON
State	MO
Zip	63368-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	WELDON SPRINGS GARDENS PT SUR 1778 PT TRT 20
Legal Subdivision	WELDON SPRINGS GARDENS & RESUB LOT 42
Legal Tract	20
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1030
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2325 OAK DR, O FALLON, MO 63368-6517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Dec 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Apr 7, 2025 · Amount on Record
Deed Document Number	202513472
Prior Transfer Date	Apr 2, 2025
Prior Transfer Doc	0000013470
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2325 OAK DR, O FALLON, MO 63368-6517
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18933 STATE HIGHWAY O, MARTHASVILLE, MO 63357-1685

Mortgage

Document Number	0000053627
Date	Dec 1, 2025
Instrument	2025R-053627

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	34 Months
Due	Oct 2, 2028

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 16, 2022
Property Address	2325 OAK DR, O FALLON, MO 63368-6517
Document Number	0000066212
Map Reference	MB 4 PG 179&180
Instrument Date	Dec 5, 2022
Instrument	2022R-066212
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 GARONNE CT, DARDENNE PRAIRIE, MO 63368-6947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 E PITMAN AVE, WENTZVILLE, MO 63385-1928

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,817 (-)	$241,141 (-) Land $56,000 Building $185,141
2025	$2,824.00 (-4.82%)	$45,817 (-2.12%)	$241,141 (-2.12%) Land $56,000 Building $185,141
2024	$2,967.00
2023		$46,808
2022			$246,358 Land $56,000 Building $190,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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